New York City Stop Home Foreclosure Attorney
For most people, their home is a safe haven — somewhere to go when work and other parts of life get stressful. What happens, though, when the place you go to relax no longer brings you joy? For many homeowners throughout Brooklyn, The Bronx and New York City, the threat of foreclosure has become a reality.
Fortunately, if you are in danger of losing your home, you still have options to avoid foreclosure. Talk to a New York City stop home foreclosure lawyer from the Meyers Law Firm today. We offer free initial consultations. You can schedule yours by calling 212-252-1212.
How Can I Stop Home Foreclosure?
Our attorneys know how important your home is to you. Whether you are in this situation because of a job loss, illness, an adjustable rate mortgage or other circumstance, we can talk you through your options. The Meyers Law Firm is knowledgeable about the options available to you. Even if you have received a Notice of Default, it is not too late. Talk to us about the following options for preventing foreclosure:
- Chapter 13 bankruptcy: Banks and lenders are often much more apt to work with you if you have an attorney and are in the process of filing bankruptcy. In Chapter 13 bankruptcy, you will enter into a three-to-five year repayment plan. You will get caught up on your late mortgage payments. We may be able to negotiate more favorable terms in the payment plan.
- Loan modification: Our law firm can negotiate with your lender. It may be possible to get the lender to lower your monthly payment or lower the interest rate at a fixed rate. In some situations, it may even be possible to get the lender to reduce the principal of the loan. Loan modification is also a workable option for homeowners with bad loans or those who have been victims of mortgage fraud.
- Short sale: A short sale is not advisable in every situation. We can negotiate with the bank or lender after we determine that it is wise for your situation.
We will work closely with you, with full knowledge of your financial situation, to determine the best course of action. It is our goal to restore your home to a safe haven rather than a place of stress.
Talk to a Manhattan, New York, foreclosure attorney from our law firm today. To schedule your free initial consultation, call us at 212-252-1212. You can also contact us online.
The Meyers Law Firm is a Debt Relief Agency, we find solutions for your debt issues as well as help those in need file for Bankruptcy Relief under the Bankruptcy Code of the United States of America.
