Motor vehicle accidents have many causes: inattentive drivers, intoxicated drivers, dangerous weather conditions and even poor road maintenance. No matter what the cause, the impact can be devastating. Contact our firm today to schedule a consultation and case evaluation with an attorney.
Hurt in a Motor Vehicle Accident in New York City? We Can Help.
If you suffered a serious personal injury or the loss of a loved one in a car, truck, motorcycle, bus, taxi cab or other auto accident in Manhattan, the Bronx, Brooklyn or anywhere in New York City, the experienced attorneys at the Meyers Law Firm can help you seek maximum financial compensation for your medical bills, lost wages, and pain and suffering.
To discuss your case with an accomplished personal injury trial lawyer at our Midtown offices on Broadway, please call 212-252-1212 or contact us by e-mail now to schedule an appointment for a free consultation.
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Even a seemingly minor auto accident like a low-speed collision can cause serious injury to the neck, back and spine. The symptoms of some of these so-called "soft tissue" injuries can take time to develop. These injuries may require surgery or other expensive treatment, and yet insurance companies routinely deny claims related to soft tissue injuries. Don't let them keep you from getting the care and compensation you need. Contact The Meyers Law Firm for help.
The Meyers Law Firm represents auto accident and personal injury clients on a contingent-fee basis. That means that if we take your case, there will be no up-front legal fees for you to pay. We only charge for our personal injury work when we are successful in obtaining financial compensation for our clients in the form of insurance settlements or jury awarded damages. Contact us today for a free case evaluation.
Uninsured and Underinsured Motorists
When a driver refuses or is unable to carry proper motor vehicle insurance, that driver puts more than just him- or herself at risk. If the driver injures another person, the insurance will be inadequate to cover the damages. Injured parties, however, may be covered by their own insurance policies; uninsured and underinsured motorist coverage protects accident victims in these cases. If you have been involved in an accident with an uninsured or underinsured driver, it is important to contact an attorney at The Meyers Law Firm in New York, New York, to create a plan of action.
Uninsured Motorists
Even if your state requires all drivers to carry auto insurance, the driver who injured you or your passenger may not have had insurance. Or you may have been hurt in a hit-and-run accident, making it impossible to identify the driver at all.
This is when uninsured motorist coverage will step in to protect your interests. Many states require auto insurance companies to offer uninsured motorist coverage. If your insurance company offers uninsured motorist coverage, and you chose to include it in your policy, then your insurance company will act as if it were the at-fault driver’s insurance company in compensating you.
When you file an uninsured motorist claim, your insurance company’s interests can be adverse to your interests. Consulting with an attorney before filing a claim is wise.
Underinsured Motorists
When the at-fault driver is underinsured, this means that the driver has purchased an auto insurance policy that does not provide enough coverage for your damages. If you have underinsured motorist coverage, you may be able to collect, from your own insurance company, the amount of your damages that exceeds the at-fault driver’s insurance coverage.
Collecting Insurance Benefits
To recover benefits under an uninsured or underinsured motorist policy, the victim typically will need to show that the other motorist was at fault. The victim will also need to prove that his or her bodily injuries were significant. To collect benefits under an underinsured motorist policy, the victim will need to collect as much as possible from the at-fault driver’s insurance company first.
Stacking Insurance Coverage
In some states and under some insurance policies, an injured party may “stack” various policies to reach a satisfactory level of compensation. By stacking coverage from more than one auto insurance policy — or coverage for more than one car on a single policy — the injured party increases monetary recovery. Stackable coverage is not allowed in every state; in some cases, the insured must choose to have stackable coverage upon purchasing the policy.
Contact an Attorney
Uninsured and underinsured motorist coverage protects accident victims when they are most vulnerable. Not every policy has such coverage, however, and the victim’s approach to the situation can change the level of compensation he or she receives. Indeed, some rules do not require the victim’s insurance company to pay the victim if the victim settles prematurely with the at-fault motorist’s insurance company. This is why it is so important to work with an experienced attorney from The Meyers Law Firm in New York, New York.
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DISCLAIMER: This site and any information contained herein are intended for informational purposes only and should not be construed as legal advice. Seek competent legal counsel for advice on any legal matter.
